Your AI Property Analyst

First-Time Buyer in London: A Complete 2026 Guide

What you actually need to buy your first flat in London. Borough-by-borough prices, deposit amounts, stamp duty after the April 2025 change, mortgage maths, and the costs beyond your deposit.

The most expensive places to live in London (2026)

The Banana Zone — the arc of prime boroughs curving across central London. Average prices, what income you actually need, and why 5 of the 6 most expensive boroughs are falling while outer London grows.

London's Cheapest Boroughs for First-Time Buyers (2026)

Five London boroughs where median flat prices sit below £300,000. Real income calculations, current schemes, and a direct comparison of what flats vs houses actually cost across the most affordable parts of London.

Median prices, volumes and year-on-year change across all 33 boroughs.

Bank of England base rate and fixed rate trends since 2019.

Price estimate, comparable sales, leasehold flags, and neighbourhood research for any London postcode.