BRICKINTEL

Mortgage Rates

Period

BoE Base Rate

Set by the Bank of England. When it rises, mortgage rates tend to follow.

3.75%

0.00pp vs prev

2yr Fixed (75% LTV)

Average rate on new 2-year fixed mortgages. Your rate is locked for 2 years, then you remortgage.

5.14%

+0.69pp vs prev

5yr Fixed (75% LTV)

Average rate on new 5-year fixed mortgages. Locks in your rate for longer. Good if you want payment certainty.

5.00%

+0.57pp vs prev

BoE Base Rate

Set by the Bank of England. When it rises, mortgage rates tend to follow.
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3.75%

2yr Fixed (75% LTV)

Average rate on new 2-year fixed mortgages. Your rate is locked for 2 years, then you remortgage.
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5.14%

5yr Fixed (75% LTV)

Average rate on new 5-year fixed mortgages. Locks in your rate for longer. Good if you want payment certainty.
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5.00%

Standard Variable Rate

The rate you fall onto when a fixed deal ends. Set by your lender and usually much higher. Always remortgage before this kicks in.
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5.28%

BrickIntel provides property market data and regulatory information for informational purposes only. Nothing on this website constitutes financial, legal, or investment advice. Always consult a qualified professional before making property or financial decisions. Data sourced from HM Land Registry, Bank of England, and other public sources. Accuracy is not guaranteed.